Kalozera Wodziyimira Pawokha wa ZAM818Kalozera wa ZAM818Uthenga wa lotale • 18+
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Anthu azaka 18 kupita mtsogoloUthenga wodziyimira pawokha kwa akuluakulu ku Zambia

Kusewera Mwanzeru

Malire othandiza osunga juga mu ndalama za zosangalatsa zomwe mungathe kulipira—ndi kuzindikira nthawi yoti muleke.

01 / Uthenga waukulu

Juga nthawi zonse ili ndi chiopsezo

18+. Kupambana sikutsimikizidwa. Gwiritsani ntchito ndalama zomwe mungathe kutaya zokha.

Lotale si njira yopezera ndalama, investment kapena njira yothetsa mavuto a ndalama. Mtengo wake uyenera kukhala mu bajeti ya zosangalatsa yoikidwa kale pambuyo poti zinthu zofunika monga chakudya, nyumba, transport, thanzi ndi ngongole zalipidwa.

Sankhani malire a ndalama ndi nthawi musanasewere. Malire sayenera kukwezedwa chifukwa cha kutaya, kuphonya pang'ono, promotion kapena kukhulupirira kuti kupambana “kwafika”.

02 / Malire othandiza

Malire osavuta amene ali ofunika

Musabwereke ndalama kuti musewere ndipo musagwiritse ntchito ndalama zosungidwira zosowa za panyumba.

  1. Ikani ndalama zokhwima ndipo lekani zikatha.
  2. Musathamangitse kutaya pokweza stake yotsatira.
  3. Pewani kusewera mutakwiya, mukapanikizika kapena simuli bwino.
  4. Sungani record yeniyeni ya ndalama zonse, osati kupambana kwa nthawi zina kokha.

Ma promotion, kusewera mobwerezabwereza ndi kupezeka mosavuta zingapangitse ndalama kuoneka zochepa. Nthawi zonse yerekezerani zimene mwachita ndi malire amene munaika.

03 / Zizindikiro zochenjeza

Zindikirani pamene kusewera sikulinso zosangalatsa

Imani kaye ngati juga yayamba kukhudza ndalama, nthawi, kugona, ubale, ntchito kapena mmene mumamvera.

Zizindikiro zingaphatikize kubisa ndalama zimene mwagwiritsa ntchito, kubwerera mofulumira kubwezera zotayika, kubwereka, kuphonya malipiro ofunika, kumva kuti simungathe kusiya kapena kuona kupambana ngati njira yokhayo yothetsera vuto. Zizindikirozi zimafunika kusamalidwa ngakhale palibe kutaya kwakukulu.

Chokani pa malo a juga, lankhulani ndi munthu amene mumamukhulupirira ndipo funani thandizo loyenerera la thanzi kapena ndalama la kwanuko. Kalozerayu sapanga kapena kufalitsa manambala a helpline osatsimikizidwa.

04 / Ma archive a ma results

Manambala akale sanganeneretu draw yotsatira

Manambala opambana akale ndi ma record a zimene zinachitika, osati njira yopambanira.

Dongosolo limene limaoneka kawirikawiri, pang'ono kapena silinaonekepo silipangitsa result yamtsogolo kukhala yotsimikizika. Mawu monga “hot”, “cold” kapena “overdue” angapereke lingaliro labodza lakuti chochitika chosachita kusankha chikuyenera kupereka result inayake.

Gwiritsani ntchito archive ya ma results kufufuza uthenga wakale wofalitsidwa wokha. Musaiwone ngati umboni wakuti kuwonjezera ndalama, kubwereza nambala kapena kusankha mtundu kumawonjezera mwayi wopambana.

05 / Malire a tsamba

Zimene kalozerayu sangathe kuchita

Kalozera Wodziyimira Pawokha wa ZAM818 sulamulira ma akaunti a osewera, kuika ndalama, matikiti, malire, zigamulo za mphotho kapena ma self-exclusion settings.

Pa chinthu cha akaunti, gwiritsani ntchito thandizo laposachedwa ndi zinthu za kusewera mwanzeru za ntchito imene ili ndi akauntiyo. Kalozerayu sangathe kutsimikizira munthu, kubwezera malipiro kapena kugamula dandaulo.

Juga ili ndi chiopsezo. Kupambana sikutsimikizidwa. Gwiritsani ntchito ndalama zomwe mungathe kutaya zokha.